Systematic Investment Plan: You must have heard the saying that a pot fills drop by drop. This saying works in your life too. If you invest in a mutual fund equity scheme through Systematic Investment Plan (SIP), then after waiting for a few years, you can get great results from it. Yes, but for this, your small and regular investment is necessary. One such example is Franklin India Bluechip Fund, which turned an investment of Rs 10,000 every month into Rs 13.64 crore in just 31 years.

Total investment of Rs 37.2 lakh in 31 years

You may not believe it at first but this is the reality. An investor increased his total investment of Rs 37.2 lakh to Rs 13.64 crore by investing Rs 10,000 every month for about three decades. According to this, the investor got an annual return of 18.5% on this investment. This return makes it clear that if you invest regularly in mutual funds, you get good results in the long term. 

What is Franklin India Bluechip Fund?
Franklin India Bluechip Fund is one of the oldest large cap equity mutual fund schemes, its track record is also excellent. The fund is primarily focused on investing in blue-chip companies, with about 80% of its portfolio invested in large cap stocks. As of December 5, 2024, the net asset value (NAV) of the fund is Rs 1,016.58 crore and its assets under management (AUM) is Rs 7,789 crore. While investing in it, it is also important to keep in mind that this fund falls in the 'high' risk category as per its riskometer.

Focus on top blue chip companies
97% of the fund is invested in equities. The remaining 2.95% is in cash and cash equivalents. Franklin India Bluechip Fund is known for investing in leading and stable companies. These include ICICI Bank, Axis Bank, HDFC Bank, Reliance Industries and Mahindra & Mahindra. This fund's focus on well-established, large-cap companies is a key factor contributing to strong long-term growth.

When and how much return did it give?
This fund has given excellent returns at different times. In the last one year, this fund has given a return of 25.66%. Its 3-year return is 13.07%, while its 5-year return is 16.45%. The return in 7 years has been 12.45% and in 10 years it has given a stable return of 11.35%. This makes it clear that investors can get good returns by investing in large cap funds for the long term.