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A little more than half of the first month of the year gone, people are trying to strategize on how to approach their financial processes for the New Year. However, for financial planning, it is crucial to set a roadmap for the bank holidays for the year in question. This holiday calendar of deposits is published annually by the Reserve Bank of India (RBI).

Bank Holidays In January 2025

DateDayHolidayRegions

January

1,

2025

WednesdayNew Year’s Day/Loosong/NamsoongAizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong

January

2,

2025

 

Thursday

 

Loosong/Namsoong/New Year CelebrationAizawl and Gangtok

January

5,

2025

 

Sunday

 

Weekend Holiday

All Over India

January

6,

2025

 

Monday

Sri Guru Gobind Singh’s Birthday

 

 

Chandigarh

 

January

11,

2025

 

Saturday

 

Missionary Day/Imoinu Iratpa

Second Saturday

Aizawl and Imphal

All Over India

January

12, 2025

 

Sunday

 

Weekend HolidayAll Over India

January 14,

2025

 

Tuesday

 

Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat AliAhmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad - Andhra Pradesh and Telangana, Itanagar, Kanpur, and Lucknow

January 15,

2025

 

Wednesday

 

Thiruvalluvar DayChennai

January 16,

2025

 

Thursday

 

Uzhavar ThirunalChennai

January 19,

2025

 

Sunday

 

Weekend Holiday

 

All Over India

 

January 23,

2025

 

Thursday

 

Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai JayantiAgartala, Bhubaneswar, and Kolkata

January

25, 2025

SaturdayFourth SaturdayAll Over India

January 26,

2025

SundayWeekend HolidayAll Over India

This list includes festive seasons, special events like polling, Independence Day or any other national holidays, or any weekend days off. Some of the holidays include second and fourth Saturdays and all Sundays in the month long time-frame.

Why Are Banks Closed On Mondays Only?

When it comes to January, for banks, there are 13 national holidays already superimposed. There are state specific holidays for some of the celebrations and the Lohri festival on Monday, January 13, 2025 is one of them. It is a northern Indian festival that is going to be observed in January.

Nevertheless, the Reserve Bank of India has not announced a banking holiday on this date, and thus banks will continue to function smoothly across the over 3,35,000 banking branches across the country and thus there is no reason why stock markets would remain in the dark.

At the same time, holiday lists for some parts of the country are going to be on the banks next week. To discern which elbows banks will be opened in the rest of the month let’s consider the inflation in the first day of January of the year twenty five.

For them, the physical fraction’s of the banks will not be available for the public users. The clients will however still be able to access phone or internet banking services as well as the banks to be deployed ATMs word wide. Restrictions to these services will be available to clients as far in advance as possible.